| How To Respond To Mail Offer Online

An excellent credit score can be your ticket to amazing credit cards with rewards such as cashback offers and travel perks. But even with the perfect score you need to know where to look at for the “right” plastic that suits you. gives you the opportunity to respond to their mail offer online and get yourself approved for the best cards offered by CapitalOne bank.

GetMyOffer CapitalOne Highlight

CapitalOne credit cards are meant for these responsible citizens who have a maintained a good to excellent FICO score with more than 3 years of well-reported credit history. With GetMyOffer CapitalOne you have a chance to avail the cards with best reward and cashback offers. The application process will just take a minute to complete! So what are you waiting for?

Not only this! can be your way to rebuilding credit score and improving the look of your credit report. This is because the bank reports to all three major credit bureaus regarding your financial activities. However, you need to be careful as missed payments or debts can also damage your score quicker than you think.

Attention! “GetMyOffer CapitalOne is open only to the legal residents in the US who are 18 years or older. You must also preferably have an excellent credit score to qualify. The credit limit you are offered depends on the card you are approved for. It typically ranges from $2,000 to $5,000.”

Are you ready for your CapitalOne credit card? Continue reading to find out what are your best choices with this bank, how to apply and what different cardholders have to say about GetMyOffer CapitalOne.

Best Options You Have With

Capital One CardsBest FeaturesAnnual Fees
Capital One QuickSilver Credit CardEarn 1.5% cashback on all eligible purchases.$39
Savor Card for RewardsWin $500 cashback on spending $3,000 within the first 3 months of card use.$95
Venture Rewards Credit CardsWin 2X miles on each dollar spent on daily purchases.$95
Capital One Journey Student CardIt is directed towards college students who want to establish a good credit rating and history.N/A
Spark Cash Credit CardEarn $500 sign-up bonus coupled with 2% cashback on all future eligible purchases.$95

Respond To Mail Offer At

If you were lucky enough to receive a pre-screen mail offer, it is best to avail it right away. The application process is short and straightforward which will only take a couple of minutes to complete. What would you need to do? Simply visit the official website and provide the following detail:

  • 16-digit Reservation Number
  • 6-digit Access Code

Note! “These numbers always appear together on your offer letter/mail on the bottom part.”

Once you have provided the required details, click on “Get Started“. This will begin your application process for the credit card.

Your application will be reviewed by the issuers and if accepted you will receive the credit card within a week. Application approval message will probably reach you via in-mail or online letter. If there is a sign-up bonus, make sure you meet the minimum spending criteria to avail it.

On the other hand, you may also receive a “pending decision” notification instead. This means that the issuers yet have to reach a final verdict. It maybe because they require verification of some detail on your application or need additional data.

Did Not Receive Mail Offer? Here’s What To Do!

A pre-screened mail offer does not guarantee 100% approval. However, it does show that the credit card issuer considers you to be a potential candidate and would like you to apply. If you have not received a mail offer there is nothing to worry about. You can still fill out a pre-qualified form and get a response withing a minute to check your chances of being approved for Capital One cards.

Following are the details you would need to provide on the application form:

  • First Name/ Last Name
  • Middle Name (if any)
  • Date of Birth
  • Social Security Number
  • Permanent Address
  • Card Features You Are Looking For

Towards the end of the form you also need to check the box which states “I understand that this is not a credit card application.”

Note! “Capital One only considers your eligibility for QuickSilver One, Platinum and Secured Mastercard.”

GetMyOffer CapitalOne Reviews and Ratings

CapitalOne credit cards are known and praised all around their US. They have maintained themselves on top of the list for being customer’s favorite especially through their promotional mail offers and reward programs. Here’s what cardholders have to share about their experiences.

Denise commented on the ConsumerAffairs:

“Their rates are good plus their bonus when offered. Help is very good… I like them. Interest is paid monthly, and you always have full access to your funds even if you should close the account, no closing or hidden fees.”

Howard also rated their service 5/5 on the same platform and remarked:

“I have been a Credit Card Customer of Capital One for quite some time and Truthfully I have the Best Credit Card In The World! No foreign transaction fees. A great credit limit. 1.5% cashback. What more can I ask for in a credit card?”

Boci compliments:

“I have been a C1 credit card holder for about 10 years. I have only positive things to say. When they detected a fraud about twice in the past decade or so, they immediately called and lately also send emails. I get on the horn and they correct it, immediately send out a new card, etc. Spotless. Every time I talked to a representative, they were pretty good and seem to be knowledgeable and helpful.”

NerdWallet: 4.1/5

ConsumerAffairs: 3.3/5 Frequently Asked Questions

Q. Can you apply for Capital One credit cards using phone contact?

Ans. If you can not access the website for credit card application then it is possible to proceed using phone number 1-866-927-5833. Although the representatives will first suggest you to do so through their page instead as the phone procedure can take longer time to complete. Also note that if you are under 21 years of age you must apply using online portal.

Q. How can I contact Capital One Bank for queries?

Ans. You can contact the bank quickly by calling at their helpline 1-877-383-4802. You can also leave a message on their official Twitter or Facebook page ( If you want to address the office using mail instead, kindly write your queries to the following address:

“1680 Capital 1 Drive McLean,
VA 22102 United States.”

Q. Can I add an authorized user to my CapitalOne credit card?

Ans. Yes! You can add an authorized user through CapitalOne online portal at or by making a phone call. However, you would still be help the primary cardholder for the account. Also, such user can only be added after the card application has been approved. If the procedure is still on going then naming a co-applicant is not valid and will not be permitted before the account is opened.

Q. Are CapitalOne card applicable everywhere around the globe?

Ans. CapitalOne credit cards are applicable everywhere that a Mastercard is accepted that is more than 74 million locations.

Q. Can I withdraw cash using CapitalOne credit card?

Ans. Yes you can withdraw cash using this credit card. However there is a limit on withdrawal from ATM to avoid fraud. Usually this limit is set at $1,000/day. It may vary depending on the card you are using.

Wrap Up

CapitalOne bank has stood up as one of the best credit card issuers over time. It is offering card with amazing reward services and has maintained the praise-worthy customer support over years. If you were lucky enough to receive their promotional offer in the mail, we suggest you visit today and take full advantage of it especially if you were already in need of a new card!